• I had a septic installation done because my leech field was overflowing. All it took was one call to Excavating NJ.. was all I needed. They work with several engineers and found the right one for...
  • GREAT job on our Septic Repair Project! Upfront pricing so we knew what to expect, professional workers and EXPERT advice. Thank You Excavating NJ, we will recommend you to all our friends and...
  • Excavating NJ, represented by Mike White, did a great job on our septic system. He was true to the contract....there were no "surprises"....and he got the job done in a satisfactory amount of...
  • Every homeowner lives in abject fear of a huge job like a septic replacement, and I was certainly no different. Excavating NJ was recommended by multiple sources and once they were on the job I...
  • Mike and crew did a great job for us on a septic repair. The price was right, the work was completed very quickly, and we were impressed with some deft backhoe work in tight quarters.
  • Excavating NJ just completed a septic system installation for us. Mike responded quickly to our inquiry and inspected our existing system. He told us what was wrong and advised us of our options. W...
  • Mike was very professional and a pleasure to work with, Kyle and Tom outdid themselves on many occasions. They all went out of their way to come to a settlement with an angry buyer who thought he...
  • The team at Excavating NJ were an interesting mix to work with and they got the job done in an expeditious and complete fashion. While they had to endure a harsh Winter with too much snow and...
User Rating:  / 27
Hopatcong, Ringwood, West Milford, Jefferson, New Jersey
Home Improvement Grants in New Jersey 
Home improvement grants in New Jersey can help home owners improve the safety of their home or increase the value their investment by providing the financial assistance needed to make repairs, improvements and even remodel. The first step should be to your local town hall. Most towns typically have some grant money to assist families with repairs and they can also help in guiding you toward the next step. For more assistance they can provide you with contact information of the departments for state or federal resources.
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Low-Income Home Improvement Grants
Grants are provided through New Jersey's state departments and agencies through an assortment of programs. One of the programs is Section 504 Program that provides assistance to low-income residents age 62 and older to help make sure their homes are safe. The funds are available for rural residents who own and occupy a residence that needs repairs and can be used to make improvements or upgrade a home, and to eliminate health and safety hazards. Home improvements under this program include:

Home Improvement Grants in New Jersey 

  • Foundation repairs
  • Roof repairs
  • Replacement or repair of water and waste disposal systems
  • Structural repairs
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The maximum grant assistance available to eligible home owners is $7,500. Low interest loans are also available to work in conjunction with the home improvement grant. There is one restriction, the combined loan and grant amount cannot exceed $27,500. In order for home owners to qualify for one of these low-income home improvement grants in New Jersey, they must own and occupy the home and prove that they do not have enough income to qualify for a Section 502 Loan. If a home owner seeks a low-interest home improvement loan along with the grant, they must also show proof that they will be able to repay the loan over the next 20 years.
Eligibility for these grants is determined on a county-by-county basis in combination with rural area maps. A list of eligible areas is available on the USDA's Rural Development New Jersey Page.
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